<?xml version="1.0" encoding="UTF-8"?>
<!--generator='jetpack-16.3-a.7'-->
<!--Jetpack_Sitemap_Buffer_News_XMLWriter-->
<?xml-stylesheet type="text/xsl" href="//jipsaja.com/news-sitemap.xsl"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9" xmlns:news="http://www.google.com/schemas/sitemap-news/0.9" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.sitemaps.org/schemas/sitemap/0.9 http://www.sitemaps.org/schemas/sitemap/0.9/sitemap.xsd">
 <url>
  <loc>https://jipsaja.com/stock-investing-for-home/</loc>
  <lastmod>2026-10-02T02:05:14Z</lastmod>
  <news:news>
   <news:publication>
    <news:name>집사자</news:name>
    <news:language>ko</news:language>
   </news:publication>
   <news:title>집 살 돈, 주식으로 모으면 몇 년 빨라질까? 수익률별 내 집 마련 기간 계산</news:title>
   <news:publication_date>2026-10-02T02:05:14Z</news:publication_date>
   <news:genres>Blog</news:genres>
  </news:news>
 </url>
 <url>
  <loc>https://jipsaja.com/youth-housing-dream-account/</loc>
  <lastmod>2026-10-02T02:02:42Z</lastmod>
  <news:news>
   <news:publication>
    <news:name>집사자</news:name>
    <news:language>ko</news:language>
   </news:publication>
   <news:title>청년 주택드림 청약통장 2026 정리: 금리 4.5%, 비과세·소득공제, 2%대 대출까지</news:title>
   <news:publication_date>2026-10-02T02:02:42Z</news:publication_date>
   <news:genres>Blog</news:genres>
  </news:news>
 </url>
 <url>
  <loc>https://jipsaja.com/disclaimer/</loc>
  <lastmod>2026-10-01T14:44:02Z</lastmod>
  <news:news>
   <news:publication>
    <news:name>집사자</news:name>
    <news:language>ko</news:language>
   </news:publication>
   <news:title>이용 안내 및 면책 고지</news:title>
   <news:publication_date>2026-10-01T14:32:39Z</news:publication_date>
   <news:genres>Blog</news:genres>
  </news:news>
 </url>
 <url>
  <loc>https://jipsaja.com/privacy-policy/</loc>
  <lastmod>2026-10-01T14:44:29Z</lastmod>
  <news:news>
   <news:publication>
    <news:name>집사자</news:name>
    <news:language>ko</news:language>
   </news:publication>
   <news:title>개인정보처리방침</news:title>
   <news:publication_date>2026-10-01T14:32:00Z</news:publication_date>
   <news:genres>Blog</news:genres>
  </news:news>
 </url>
 <url>
  <loc>https://jipsaja.com/how-long-to-buy-home/</loc>
  <lastmod>2026-10-02T02:09:56Z</lastmod>
  <news:news>
   <news:publication>
    <news:name>집사자</news:name>
    <news:language>ko</news:language>
   </news:publication>
   <news:title>월급으로 내 집 마련까지 몇 년? 계산 원리와 2026년 서울의 현실</news:title>
   <news:publication_date>2026-10-01T14:03:20Z</news:publication_date>
   <news:genres>Blog</news:genres>
  </news:news>
 </url>
 <url>
  <loc>https://jipsaja.com/salary-seoul-apartment-years/</loc>
  <lastmod>2026-10-02T02:11:37Z</lastmod>
  <news:news>
   <news:publication>
    <news:name>집사자</news:name>
    <news:language>ko</news:language>
   </news:publication>
   <news:title>월급250·300·400·500·700만원, 서울 아파트 사려면 몇 년? (2026년 실거래가로 계산)</news:title>
   <news:publication_date>2026-10-01T14:01:27Z</news:publication_date>
   <news:genres>Blog</news:genres>
  </news:news>
 </url>
 <url>
  <loc>https://jipsaja.com/mortgage-ltv-dsr-2026/</loc>
  <lastmod>2026-10-02T02:12:24Z</lastmod>
  <news:news>
   <news:publication>
    <news:name>집사자</news:name>
    <news:language>ko</news:language>
   </news:publication>
   <news:title>2026 주택담보대출 LTV·DSR·한도 한눈에 정리 (10·15 대책 이후)</news:title>
   <news:publication_date>2026-10-01T13:59:25Z</news:publication_date>
   <news:genres>Blog</news:genres>
  </news:news>
 </url>
 <url>
  <loc>https://jipsaja.com/first-home-buyer-benefits/</loc>
  <lastmod>2026-10-02T02:12:59Z</lastmod>
  <news:news>
   <news:publication>
    <news:name>집사자</news:name>
    <news:language>ko</news:language>
   </news:publication>
   <news:title>생애최초 주택 구입 혜택 정리: LTV 70%, 취득세 200만원 감면, 2027년 바뀌는 점</news:title>
   <news:publication_date>2026-10-01T13:57:44Z</news:publication_date>
   <news:genres>Blog</news:genres>
  </news:news>
 </url>
 <url>
  <loc>https://jipsaja.com/acquisition-tax-calculation/</loc>
  <lastmod>2026-10-02T02:14:09Z</lastmod>
  <news:news>
   <news:publication>
    <news:name>집사자</news:name>
    <news:language>ko</news:language>
   </news:publication>
   <news:title>아파트 취득세 계산법: 6억·9억 구간 공식과 실제 금액 예시 (2026)</news:title>
   <news:publication_date>2026-10-01T13:55:29Z</news:publication_date>
   <news:genres>Blog</news:genres>
  </news:news>
 </url>
 <url>
  <loc>https://jipsaja.com/</loc>
  <lastmod>2026-10-01T12:17:05Z</lastmod>
  <news:news>
   <news:publication>
    <news:name>집사자</news:name>
    <news:language>ko</news:language>
   </news:publication>
   <news:title>홈페이지</news:title>
   <news:publication_date>2026-10-01T12:13:14Z</news:publication_date>
   <news:genres>Blog</news:genres>
  </news:news>
 </url>
 <url>
  <loc>https://jipsaja.com/calculator/</loc>
  <lastmod>2026-10-01T11:57:03Z</lastmod>
  <news:news>
   <news:publication>
    <news:name>집사자</news:name>
    <news:language>ko</news:language>
   </news:publication>
   <news:title>내 집 마련 계산기</news:title>
   <news:publication_date>2026-10-01T11:57:03Z</news:publication_date>
   <news:genres>Blog</news:genres>
  </news:news>
 </url>
 <url>
  <loc>https://jipsaja.com/about/</loc>
  <lastmod>2026-10-01T14:44:57Z</lastmod>
  <news:news>
   <news:publication>
    <news:name>집사자</news:name>
    <news:language>ko</news:language>
   </news:publication>
   <news:title>소개</news:title>
   <news:publication_date>2026-10-01T04:16:39Z</news:publication_date>
   <news:genres>Blog</news:genres>
  </news:news>
 </url>
</urlset>
